Car Insurance - Comprehensive policy

In addition to the benefits so far described, a typical comprehensive policy covers:

Z. Loss or accidental damage to your own car - this is the most important addition.

2. Accidents to yourself and wife (or husband) involving death or injury in connection with your own or any other private car.

A typical scale of accident benefits is: Accidental death: £6,000

Loss of one or both eyes : £9oo Loss of one or more limbs : £ r,000

3. A proportion of any medical expenses you or any of your passengers may incur at the time of an accident. The maximum is about £150 for each person.

4. Compensation for the loss of, or damage to, rugs, clothing and other personal possessions while they are in the car. Trade goods, money, stamps and documents are not covered. You will probably be limited to about k6o for any particular claim for loss of property inside the car.

Provided permission has been given, the standard policy covers your driving someone else's car as well as other people driving your own car (you should, of course, only agree where a driver holds a valid driving licence).

Most policies provide cover while your car is used for social, domestic and pleasure purposes, as well as by you, personally (as policyholder), in connection with your business or profession, but excluding hiring, racing, commercial travelling or for any purpose in connection with the, motor trade. Make sure your policy covers all your needs - by paying a higher premium you can obtain cover for all the above uses. You cannot; however, claim for mechanical or electrical breakdowns, punctures, burst tyres, depreciation, wear And tear or loss of use.


Car Insurance - Comprehensive policy

Payroll Giving
It’s all very easy to organise.
Just ask the Personnel or the Payroll Department at your company and, if they already have a scheme, they will give you the relevant forms.  HM Revenue & Customs’ website has a list of Payroll Giving agencies and explains payroll giving in more detail.

Salon Gold Insurance

Cheaper Insurance for Salons, Freelance Hair and Beauty, and Mobile Businesses - click here

read on: Car Insurance - How much does it cost?

In addition to the benefits so far described, a typical comprehensive policy covers:

Z. Loss or accidental damage to your own car - this is the most important addition.

2. Accidents to yourself and wife (or husband) involving death or injury in connection with your own or any other private car.

A typical scale of accident benefits is: Accidental death: £6,000

Loss of one or both eyes : £9oo Loss of one or more limbs : £ r,000

3. A proportion of any medical expenses you or any of your passengers may incur at the time of an accident.... see: Car Insurance - How much does it cost?