Insuring your car - Making a claim

Let us suppose, however, that you have got your insurance, and you have an accident.

If it is a minor one and you have a substantial no-claims bonus, you should first consider whether it is worth claiming at all, even if this means paying something to the other car driver when the accident is your fault.

But make up your mind quickly and if you decide to claim, write to your insurance company as soon as possible after the accident giving the fullest details possible. You must:

1 Describe what happened in detail. don't at this stage admit any liability.

2 State whether any prosecution is pending.

3 State whether a coroners inquiry or fatal accident inquiry is taking place involving anyone mentioned in the policy.

4 Obtain and pass to the company

a detailed estimate from a reputable repairer of the costs involved in repair.

The company may then send you a form to fill in which will require you to go over all the details again and they may well want their inspectors to look at any damage.


Making a claim

Payroll Giving
It’s all very easy to organise.
Just ask the Personnel or the Payroll Department at your company and, if they already have a scheme, they will give you the relevant forms.  HM Revenue & Customs’ website has a list of Payroll Giving agencies and explains payroll giving in more detail.

Salon Gold Insurance

Cheaper Insurance for Salons, Freelance Hair and Beauty, and Mobile Businesses - click here

read on: Insuring your car - Making a claim - more

Let us suppose, however, that you have got your insurance, and you have an accident.

If it is a minor one and you have a substantial no-claims bonus, you should first consider whether it is worth claiming at all, even if this means paying something to the other car driver when the accident is your fault.

But make up your mind quickly and if you decide to claim, write to your insurance company as soon as possible after the accident giving the fullest details possible. You must:

1 Describe what happened in detail. don't at this stage admit any liability.

2... see: Insuring your car - Making a claim - more