Insuring your car - Third party

The minimum motor vehicle insurance required by law is third party.

This covers a driver against damage to other people, including passengers in the vehicle and other vehicles. It does not cover the driver or his car or motorcycle as it is not a requirement in law to cover oneself or ones property. If you decide to take out only third party insurance, you will be covered for all legal liabilities arising from an accident - the insurance company will pay if you cause the death of or injury to other people, and, additionally, for any damage to their property, including, for instance, to a car, if you are held responsible for the damage.

Most policies of this type pay defence solicitors costs in any court case and the policy can be extended to cover any other person driving your car with your permission, who has a valid driving licence.

This type of insurance is obviously very limited and does not cover a driver against damage to himself, his car, or its theft or loss.

For this reason even people who want to keep their insurance payments to a minimum usually take out slightly extended cover - third party, fire and theft, though the last two are not legal requirements.


Third party

Payroll Giving
It’s all very easy to organise.
Just ask the Personnel or the Payroll Department at your company and, if they already have a scheme, they will give you the relevant forms.  HM Revenue & Customs’ website has a list of Payroll Giving agencies and explains payroll giving in more detail.

Salon Gold Insurance

Cheaper Insurance for Salons, Freelance Hair and Beauty, and Mobile Businesses - click here

read on: Insuring your car - Third party, fire and theft

The minimum motor vehicle insurance required by law is third party.

This covers a driver against damage to other people, including passengers in the vehicle and other vehicles. It does not cover the driver or his car or motorcycle as it is not a requirement in law to cover oneself or ones property. If you decide to take out only third party insurance, you will be covered for all legal liabilities arising from an accident - the insurance company will pay if you cause the death of or injury to other people, and, additionally, for any damage to their property, including, for instance, to... see: Insuring your car - Third party, fire and theft