Householders Insurance - a necessary evil

In spite of increasing safeguards and satisfactory safety requirements, fire causes yearly losses in the UK of more than £25 million. If you add to this the value of the £400,000 household burglaries reported to the police each year, you can see how high your own chances are of suffering some time during the next few years from a theft or fire in the home. A dropped cigarette end or an unguarded fire could in a short time destroy your whole house and its contents. A far more common claim by householders is for damage caused by bad weather, and many of us have stories of burst pipes or flooded homes.

The most popular household policies for households are: Building policy - for the structure only.

Contents policy - for the contents but not the structure of the building.

Building and contents policy - combining both the above.

All risks policy - for special valuables.

This Section describes what is covered and excluded under each type of policy, tells you how to work out how much insurance you need and gives you an idea of the costs involved.


Householders Insurance

Payroll Giving
It’s all very easy to organise.
Just ask the Personnel or the Payroll Department at your company and, if they already have a scheme, they will give you the relevant forms.  HM Revenue & Customs’ website has a list of Payroll Giving agencies and explains payroll giving in more detail.

Salon Gold Insurance

Cheaper Insurance for Salons, Freelance Hair and Beauty, and Mobile Businesses - click here

read on: Householders Insurance - Building policy What is covered?

In spite of increasing safeguards and satisfactory safety requirements, fire causes yearly losses in the UK of more than £25 million. If you add to this the value of the £400,000 household burglaries reported to the police each year, you can see how high your own chances are of suffering some time during the next few years from a theft or fire in the home. A dropped cigarette end or an unguarded fire could in a short time destroy your whole house and its contents. A far more common claim by householders is for damage caused by bad weather, and many of us have stories of burst pipes or flooded homes.Householders Insurance - Building policy What is covered?