Householders Insurance - Building policy What is covered?

Policies cover houses and flats used as private dwellings, and include adjacent stables, garages and similar erections, together with walls, fences and gates. Fixtures and fittings, such as central heating, pipes, washbasins, sanitary ware and water-tanks are usually included as part of the building. (For

Most policies cover loss or damage caused by:

i. Theft, fire, lightning, explosion and earthquakes. Theft and fire are the most important hazards in this Section : lightning and explosions sometimes arise (the latter through gas leakages, for example), but earthquakes are most unlikely to occur in the United Kingdom. To reduce fire risks, insurers usually ask you to declare that the buildings are built of brick, stone or concrete and roofed with slates, tiles, concrete, asphalt or metal. If this is not the case, you may be charged an extra premium. Insurers may impose special conditions if your house is expensive, in an area particularly vulnerable to crimes, or if you have ever made a claim in the past. These conditions may include safety measures against fires or special locks for doors and windows, Insurance for theft usually ceases where a home is left unfurnished or empty over a long period (often a month).


Buildings policy - What is covered?

Payroll Giving
It’s all very easy to organise.
Just ask the Personnel or the Payroll Department at your company and, if they already have a scheme, they will give you the relevant forms.  HM Revenue & Customs’ website has a list of Payroll Giving agencies and explains payroll giving in more detail.

Salon Gold Insurance

Cheaper Insurance for Salons, Freelance Hair and Beauty, and Mobile Businesses - click here

read on: Householders Insurance - Continued

Policies cover houses and flats used as private dwellings, and include adjacent stables, garages and similar erections, together with walls, fences and gates. Fixtures and fittings, such as central heating, pipes, washbasins, sanitary ware and water-tanks are usually included as part of the building. (For

Most policies cover loss or damage caused by:

i. Theft, fire, lightning, explosion and earthquakes. Theft and fire are the most important hazards in this Section : lightning and explosions sometimes arise (the latter through gas leakages, for example), but earthquakes are most... see: Householders Insurance - Continued