Householders Insurance - Continued

Aircraft crashes, or any articles dropped from aircraft. This is useful for homes situated near airports, where there is usually a higher risk of accidents occurring.

3. Storm and floods. Many areas of Britain (especially parts of Scotland, the West of England and the Thames Valley) are susceptible to flood. Insurers usually insist that you pay the first I 9 of any loss due to storm or floods and exclude damage to gates and fences, or damage as a result of frost. For water pipes and tanks, see 4 below. It may at first sight seem odd that gates and fences are specially excluded in this way. In the past insurers have refused many such claims on the grounds that these fences suffered from normal wear and tear developing naturally over many years. To avoid the ill-feeling and disappointment which eventually resulted from misunderstanding over claims, this hazard is now often excluded altogether. A buildings policy does not usually cover damage due to landslide or subsidence unless you have your property surveyed at your expense, and even then you will probably yourself have to pay part of subsequent claims. If you live in a specially vulnerable area, the extra cost is worthwhile, but most people do not need this extension.


Continued

Payroll Giving
It’s all very easy to organise.
Just ask the Personnel or the Payroll Department at your company and, if they already have a scheme, they will give you the relevant forms.  HM Revenue & Customs’ website has a list of Payroll Giving agencies and explains payroll giving in more detail.

Salon Gold Insurance

Cheaper Insurance for Salons, Freelance Hair and Beauty, and Mobile Businesses - click here

read on: Householders Insurance - Bursting or overflowing of water tanks, pipes, etc.

Aircraft crashes, or any articles dropped from aircraft. This is useful for homes situated near airports, where there is usually a higher risk of accidents occurring.

3. Storm and floods. Many areas of Britain (especially parts of Scotland, the West of England and the Thames Valley) are susceptible to flood. Insurers usually insist that you pay the first I 9 of any loss due to storm or floods and exclude damage to gates and fences, or damage as a result of frost. For water pipes and tanks, see 4 below. It may at first sight seem odd that gates and fences are specially excluded in this way.... see: Householders Insurance - Bursting or overflowing of water tanks, pipes, etc.