Women and insurance - Married women - more

If you are a married woman aged 30 and want a term policy to protect your family in the event of your death, a monthly payment of about £16.95 gross (£16.65 after tax) which, as your husband will qualify, is allowed whether or not you are working will bring in £16,500 a year for up to a twenty-year period, if you die.

The income will be paid to your family free of tax. If you survive, the total cost over twenty years would be only £688.

80, little enough for financial peace of mind.

Alternatively, an endowment policy taken out by a 25-year-old for £6,500 sum assured over fifteen years would cost about £200 a month and at current rates of bonuses mild bring in about £2,896 at the end of the period for an outlay of £16,800.

Even more important perhaps than covering your life when children are small, is ensuring that your husband has life cover which will supplement his pension, or your pension if he dies. As WE said earlier, women and men find the possibility of widowhood difficult to consider.


Married Persons

Payroll Giving
It’s all very easy to organise.
Just ask the Personnel or the Payroll Department at your company and, if they already have a scheme, they will give you the relevant forms.  HM Revenue & Customs’ website has a list of Payroll Giving agencies and explains payroll giving in more detail.

Salon Gold Insurance

Cheaper Insurance for Salons, Freelance Hair and Beauty, and Mobile Businesses - click here

read on: Women and insurance - Married women and more

If you are a married woman aged 30 and want a term policy to protect your family in the event of your death, a monthly payment of about £16.95 gross (£16.65 after tax) which, as your husband will qualify, is allowed whether or not you are working will bring in £16,500 a year for up to a twenty-year period, if you die.

The income will be paid to your family free of tax. If you survive, the total cost over twenty years would be only £688.

80, little enough for financial peace of mind.

Alternatively, an endowment policy taken out by a 25-year-old for £6,500 sum assured... see: Women and insurance - Married women and more